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A Guide to Preparing for a Comfortable Retirement

Claire Jesse by Claire Jesse
in Travel
0
A Guide to Preparing for a Comfortable Retirement

If we say that the average lifespan is around 86-90 years, we all have to work hard for almost half of that time, most of us will raise a family and have to deal with all the responsibilities that comes with parenting. Then, as we watch our kids have families of their own, it is time to think about securing a comfortable retirement, and with that in mind, here are a few aspects to consider.

Escaping the Cold

If you are based in the UK or Europe, the cold weather will be your main gripe – Europe would be so much nicer if it were a thousand kilometres further south – and by searching for a holiday home in a tropical climate, you can commute (if that’s the right word) from sunny Europe in the summer to your tropical paradise home somewhere warm. Thailand is an ideal retirement location, thanks to the warm climate and the low cost of living, and with land prices on the rise, buying a holiday home on a southern Thai island is a smart move.

Making a Real Estate Investment

When you consider how much time you will have on your hands, it doesn’t make good business sense to rent your holiday home, and you can buy Phuket luxury oceanfront pool villas that can be rented out when not in use. Owning a holiday home can be expensive, what with building maintenance and the other expenses, but if you deal with the right property developer, your holiday home can generate a steady income while you are not using it.

Hobbies & Pastimes

While we all dream of the day when we quit our regular job and can sit back and do nothing, this feeling only last a few months; after which, you will be looking for interesting things to keep you occupied. A sport is ideal, as this help you maintain your fitness; golf or cycling come to mind as good hobbies for a retired person. Your retirement should be a time to do all those things you wanted to, but never had the time. It might be travelling, restoring an old car or talking off in a motorhome to explore the countryside, but we all need a passion in our lives.

Making Ends Meet

Of course, one cannot enjoy a comfortable retirement without the necessary funds, and hopefully, you have taken out insurances and savings plans that will see you in a secure financial position after you retire. One way to create a steady income is to rent out your holiday home when you are not using it, and if you buy into the right development, the developer will manage the property and rent it out on your behalf.

It makes sense to plan your retirement, as this should be the most enjoyable period of your life, and if you have accumulated adequate wealth, your retirement will be one that is free from financial constraints.

 

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