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Is 2021 the Year You Should Consider Retiring?

Claire Jesse by Claire Jesse
November 13, 2020
in News
0
Is 2021 the Year You Should Consider Retiring?

If 2021 sees you reach retirement age, then you may be wondering whether it’s time to start the process of retiring from the workforce. Some people find they are counting down the days until they can retire, while others are considering whether they should push the date back or look at other options. Here’s how you can decide whether to retire in 2021.

Think about the benefits of retirement

Retiring doesn’t just mean you cut out your commute. It can bring a number of benefits such as:

  • Having more free time
  • Cutting down on stress – this can help if you are suffering from medical issues
  • Allowing you to move somewhere new – even to a new country if you wish
  • Allowing you to take on more hobbies or voluntary work during the day

The days of retirement meaning you have to spend all day sat at home are over. Retirees are now more likely to have fun, active lifestyles, and you can enjoy a life without the stress of work.

Get retirement counselling

A lot of people struggle with getting through retirement. After all, it’s a big life change, and if you’re someone who’s always been a workaholic, it can be a shock. It’s worth considering retirement counselling. You can even get specialist counselling from companies like https://firstresponderretirement.com/ who specialise in working with people retiring from careers such as EMTs, police or firefighting. The more high-pressure your career, the tougher the transition can be.

Look for financial help too

It’s usually money that dictates when you retire. After all, nobody wants to retire and then live in poverty. That’s why it’s important to look at your financial situation, preferably with a financial advisor, before you make the change. They can advise on whether it’s a good time to take the plunge, as well as how much you’ll have to live on if you retire now, versus in a few years.

If you’re looking to make a big change in 2021, and you’re getting close to retirement age, it may be worth looking into whether now is a good time to retire. Retirement gives you the opportunity to do the things you’ve always wanted, with lots of free time and flexibility, whether you want to spend more time with family or head overseas. Whatever it is you have planned for your retirement; you may be able to start it earlier than you think.

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